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Support Home Applying for a Loan How does applying for a loan affect my credit? Checking your rate with Associated Bank will not affect your credit score. Howeve… When and how do I receive my loan funds? If you accept your loan before 4:00pm CST Monday–Friday, you should receive your … What will the interest rate be on my loan? All Associated Bank loans offer a fixed rate, but individual rates are determined… Can I change my loan application after it has been submitted? You will not be able to edit your application once it is submitted. Please be sur… What can I use the loan proceeds for? You can use your loan proceeds for almost anything. The following are some option… How much money can I borrow? You can borrow between $1,000 and $25,000. … What documents will I need to review to receive a loan? To receive loan approval, you must agree to the Borrower Platform Agreement, Priv… How are interest payments calculated? Associated Bank uses simple interest to calculate interest payments. A specific i… How do I apply for a loan? Simply complete the brief online application, which will ask for information abou… What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries (or pulls) that can occur on your credit report:… Can I negotiate the rate or my loan terms? No, you cannot negotiate the loan rate or terms. We automatically offer you the b… Why do you need my Social Security number? We must collect your personal information, including your date of birth and Socia… Can I withdraw or delete my application? If you wish to withdraw from the application process, please email us at Associat… Will my loan be fixed rate or variable rate? All personal loans through Associated Bank have a fixed interest rate, which mean…