To qualify for a loan, you will need to:

1. Have a verifiable name, date of birth and Social Security number;

2. Be at least 18 years of age;

3. Have a U.S. address;

4. Be a resident of Illinois, Minnesota or Wisconsin;

5. Have a valid email account;

6. Have a job or other regular source of income;

7. Meet our minimum credit requirements;

8. Have a personal banking account at a U.S. financial institution with a routing transit number;

9. If you are an existing Associated Bank personal loan borrower, you must (1) have made on-time payments for the six prior monthly payments, (2) have no more than one outstanding loan at the time of application, and (3) have no more than $25,000 of principal outstanding at the time the loan originates;

10.  If you are a returning Associated Bank personal loan borrower, more than 60 days must have passed from the date you paid your prior loan in full, or, if less than 60 days has passed since the payment was made in full, the last six monthly payments were on time.