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Borrower Eligibility Will I be eligible for a loan? Why was I disqualified? Can Associated Bank make exceptions for unique situations? Can I use a cosigner? What are the minimum credit requirements to receive a loan? See all articles › Applying for a Loan How does applying for a loan affect my credit? When and how do I receive my loan funds? What will the interest rate be on my loan? Can I change my loan application after it has been submitted? What can I use the loan proceeds for? See all articles › Verification How do I get my school transcript? What documentation will I need to verify my income? Can I increase my loan amount after I have accepted my loan terms? What is considered income? What is not considered income for the purpose of my loan application? See all articles › Making Loan Payments How can I delete an old bank account? Can I split my monthly payment into two or more installments? Is there a prepayment fee or penalty? What portion of my payment is interest vs. principal? What are my payment obligations? See all articles › About Upstart What is Upstart? What if I have other questions or need assistance with my personal loan? Can I contact my nearest Associated Bank branch or Customer Care team for assistance with my personal loan? See all articles › Popular questions What are my options for making payments? Will I be eligible for a loan? How do I add a new bank account? What subsequent events may disqualify my Associated Bank loan application? What documentation will I need to verify my income? How does applying for a loan affect my credit?